Regional Bankshares Inc.

Description

Regional Bankshares, Inc. operates as the holding company for Heritage Community Bank, which provides general banking services primarily in Hartsville and McBee, South Carolina and the surrounding areas. The bank offers various deposit products and services, such as checking accounts, NOW accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Its lending products and services consist of real estate loans, including commercial real estate loans, construction and development loans, and residential real estate loans; commercial loans, such as working capital loans, business expansion loans, small business administration loans, and loans for purchases of equipment and machinery; and consumer loans, including installment and term loans, and loans for automobiles, household goods, education, boats, and general personal expenses. The bank also provides automated teller machines, VISA and MasterCard together with related lines of credit, travelers checks, direct deposit of payroll and social security checks, Internet banking, and automatic drafts for various accounts. Further, it offers investment and brokerage services through Raymond James Financial Services, Inc., a broker-dealer company. As of December 31, 2006, the bank operated through its main office located in Hartsville, South Carolina, as well as a branch office in McBee, South Carolina. The company was founded in 1999 and is based in Hartsville, South Carolina.

Tags:

Loans and Financial, Individual Banking, Investment Banking and Financial Services Company, Bank Securities, Bank Capital, Real Estate Banking, Investment Loans, Banking Markets, Personal Loans, Market Loans