Heartland Bancshares, Inc.

Description

Heartland Bancshares, Inc. operates as the holding company for Heartland National Bank, which provides commercial banking services primarily in Highlands County, Florida. The bank offers interest bearing and noninterest bearing accounts, including commercial and retail checking accounts, money market accounts, individual retirement accounts, regular interest bearing statement savings accounts, and certificates of deposit. Its loan portfolio includes commercial loans that consist of loans to individual, partnership, and small and medium-sized businesses for various business purposes; consumer loans, including installment loans to individuals for personal, family, and household purposes, as well as lines of credit and term loans secured by second mortgages on the residences for home improvements, education, and other personal expenditures; and real estate loans that comprise residential first and second mortgage loans, residential construction loans, and commercial real estate loans. Further, the bank provides consumer services, such as U.S. Savings Bonds, travelers checks, cashiers checks, safe deposit boxes, bank by mail services, direct deposit, and automatic teller services. As of June 30, 2005, it operated two offices in Sebring, one office in Lake Placid, and one office in Avon Park, Florida. The company was founded in 1998 and is based in Sebring, Florida.

Tags:

Retail Banking Loans, Individual Banking, Bank Securities, Real Estate Banking, Business Loans, Banking Markets, Personal Loans, Market Loans