CertusHoldings, Inc.

Description

CertusHoldings, Inc. operates as the bank holding company for CertusBank, N.A. that provides various commercial and consumer banking products and services to consumers, commercial customers, and small-to medium-sized businesses in the southeastern United States of America. Its deposit products include checking accounts, commercial accounts, savings accounts, and other time deposits of various types, such as daily money market accounts and longer-term certificates of deposit, as well as retirement account services. The companys loan portfolio comprises mortgage loans, home equity loans and lines of credit, consumer and construction loans, property management loans, commercial loans, business term loans and lines of credit, and small business loans. It also offers on-line banking and bill pay, telephone banking, electronic statements, automated teller machine, retirement planning, and investment services, as well as consumer and business debit and credit card services. In addition, CertusHoldings, Inc. provides mergers and acquisitions advisory services, loan syndications, risk management, treasury management, and securitizations. Further, the company offers financial advisory services and products, including investment advice to private accounts of individual and institutional investors. As of September 30, 2011, it operated 30 branches in Georgia, as well as in upstate South Carolina and northern Florida. The company was formerly known as Blue Ridge Holdings, Inc. and changed its name to CertusHoldings, Inc. in December 2011. CertusHoldings, Inc. is headquartered in Atlanta, Georgia.

Tags:

Banking Institutions, Credit Bank, Banking Products and Services, Private Banking, Bank Loans, Savings Bank, Equity Bank, Bank Management, Investment Banking Services, Banking Financial Services